| Description |
1 online resource |
| Series |
Financial institutions and services |
| Contents |
THE CONSUMER FINANCIAL PROTECTION BUREAU OVERVIEW AND ANALYSES ; THE CONSUMER FINANCIAL PROTECTION BUREAU OVERVIEW AND ANALYSES ; CONTENTS ; PREFACE; Chapter 1 THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB): A LEGAL ANALYSIS* ; Summary; Introduction; Federal Consumer Financial Protection Regulation Before the CFPB; Arguments for Consolidating Federal Consumer Financial Regulatory Powers; "Regulatory Arbitrage" Resulted in a "Race-to-the-Bottom"; Safety and Soundness Historically Have Trumped Consumer Compliance; Overview of the Bureau; Bureau's Purpose and Structure; General Powers |
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Covered Entities and ActivitiesDepositories with More Than 10 Billion in Assets; Depositories with 10 Billion or Less in Assets; Nondepository Financial Institutions; Nondepository Institutions with Explicit Exemptions; Merchants, Retailers, and Sellers of Nonfinancial Goods and Services; Automobile Dealers; Other Excluded Entities; Newly Established Rulemaking; General Rulemaking Powers; Specific Rulemaking Powers; Unfair, Deceptive, or Abusive Acts or Practices; Disclosure Requirements; Rulemakings Initiated by the States; Rulemaking under the Enumerated Consumer Laws; Funding; Conclusion |
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End NotesChapter 2 REVISITING MORTGAGE LOAN DISCLOSURES UNDER THE CONSUMER FINANCIAL PROTECTION BUREAU* ; Summary; Introduction; 2008 Disclosure Modifications; Standardizing the Good Faith Estimate Form; Disclosure of Yield Spread Premium and the Trade-off Table; Recent CFPB Proposals; End Notes; Chapter 3 THE EARLY AGENDA OF THE CONSUMER FINANCIAL PROTECTION BUREAU: THE NONBANK SUPERVISION PROGRAM* ; Summary; Introduction; Overview of the Bureau; Initiatives Undertaken before the Director's Appointment; Early Agenda of the New Director: Nonbank Supervision Program; Specific Markets |
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Mortgage CompaniesPayday Lenders; Private Education Lenders; Defining Larger Participants; Other Nonbanks; End Notes; Chapter 4 THE DODD-FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT: REGULATIONS TO BE ISSUED BY THE CONSUMER FINANCIAL PROTECTION BUREAU* ; Summary; Introduction; Consumer Financial Protection Bureau; This Report; Provisions Not Included in the Table; CFPB, Like Transferor Agencies, Has Broad Rulemaking Authority; Section 1022 and CFPB Rulemaking; Related Authorities and Duties; Rule Effectiveness Reports; Other Rulemaking Requirements and Authorities |
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Most Provisions Provide Bureau DiscretionSome Provisions Prescribe Rule Contents or Process; Procedural Requirements; Publication and Effective Dates; Rulemaking Authority and Discretion Generally the Same; Some Federal Rulemaking Requirements Not Applicable to CFPB Rules; Many Rulemaking Requirements, and Exceptions, Apply to CFPB Rules; Some Rulemaking Requirements and Controls Are Not Applicable to the CFPB; Executive Order 12866; Paperwork Reduction Act; Unfunded Mandates Reform Act; Appropriations Restrictions |
| Subject |
Financial services industry -- Law and legislation -- United States
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Financial institutions -- Law and legislation -- United States
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Consumer protection -- Law and legislation -- United States
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LAW -- Administrative Law & Regulatory Practice.
|
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Consumer protection -- Law and legislation
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Financial institutions -- Law and legislation
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Financial services industry -- Law and legislation
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United States
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| Form |
Electronic book
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| Author |
Cerutti, Paul J
|
|
Kolchak, Margaret
|
| ISBN |
9781622576388 |
|
1622576381 |
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