| Description |
1 online resource (xiv, 495 pages) : illustrations, maps |
| Series |
Brookings metro series |
|
Brookings metro series.
|
| Contents |
Examining the unexamined goal / Nicolas P. Retsinas and Eric S. Belsky -- Anatomy of the low-income homeownership boom in the 1990s / Eric S. Belsky and Mark Duda -- The industrial structure of affordable mortgage lending / Frank E. Nothaft and Brian J. Surette -- Eliminating credit barriers : how far can we go? / Stuart S. Rosenthal -- Prepurchase homeownership counseling : a little knowledge is a good thing / Abdighani Hirad and Peter Zorn -- Supply-side constraints on low-income homeownership / Michael Collins, David Crowe, and Michael Carliner -- Asset appreciation, timing of purchases and sales, and returns to low-income homeownership / Eric S. Belsky and Mark Duda -- Home price appreciation in low- and moderate-income markets / Karl E. Case and Maryna Marynchenko -- Policy implications of portfolio choice in underserved mortgage markets / William N. Goetzmann and Matthew Spiegel -- Prepayment risk and lower-income mortgage borrowers / Wayne R. Archer, David C. Ling, and Gary A. McGill -- Performance of low-income and minority mortgages / Robert Van Order and Peter Zorn -- Performance of community reinvestment loans : implications for secondary market purchases / Roberto G. Quercia [and others] -- Social benefits and costs of homeownership / William M. Rohe, Shannon Van Zandt, and George McCarthy -- Housing and wealth accumulation : intergenerational impacts / Thomas P. Boehm and Alan M. Schlottmann -- Impact of homeownership on child outcomes / Donald R. Haurin, Toby L. Parcel, and R. Jean Haurin -- Building homes, reviving neighborhoods : spillovers from subsidized construction of owner-occupied housing in New York City / Ingrid Gould Ellen [and others] |
| Summary |
Annotation A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership |
| Analysis |
Samfundsvidenskab Økonomi |
| Bibliography |
Includes bibliographical references and index |
| Notes |
Print version record |
| Subject |
Home ownership -- Social aspects -- United States
|
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Low-income housing -- United States
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Low-income housing -- United States -- Finance
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Homeowners -- United States -- Economic conditions
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SOCIAL SCIENCE -- General.
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BUSINESS & ECONOMICS -- Infrastructure.
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POLITICAL SCIENCE -- Public Policy -- Social Policy.
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Home ownership -- Social aspects
|
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Low-income housing
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Low-income housing -- Finance
|
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Woningbezit.
|
|
Lage-inkomensgroepen.
|
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United States
|
| Form |
Electronic book
|
| Author |
Retsinas, Nicolas Paul, 1946-
|
|
Belsky, Eric S
|
| ISBN |
0815706030 |
|
9780815706038 |
|
