| Description |
1 online resource (xiii, 246 pages) : illustrations |
| Contents |
Machine generated contents note: ch. 1 Insurance Fundamentals -- 1.1. Insured Event -- 1.2. Benefit Design: How Much is Paid to Whom? -- 1.3. Design Features -- 1.4. Premiums: Paying for Insurance -- 1.5. Claims -- 1.6. Other Considerations -- Further Reading on Insurance Fundamentals -- Appendix 1 -- ch. 2 Insurance Prerequisites -- 2.1. Does the MFI have the Capacity to Offer Insurance? -- 2.2. Is there a Demand for Microinsurance? -- 2.3. Who Else Offers Insurance and Microinsurance? -- 2.4. Is It Legal to Offer Microinsurance? -- 2.5. Data -- Further Reading on Insurance Prerequisites -- Appendix 2 -- ch. 3 Five Microinsurance Products -- 3.1. Life Insurance Spectrum -- 3.2. Five Recommended Products -- Further Reading on Product Features -- ch. 4 Insurance Operations -- 4.1. Back Office Operations -- 4.2. Field Operations -- Further Reading on Insurance Operations -- Appendix 4 -- ch. 5 Outsourcing Risk and Responsibility -- 5.1. Outsourcing the Business to an Insurer -- 5.2. Outsourcing Risk through Portfolio Insurance -- 5.3. Outsourcing through a Separate Unit -- 5.4. Outsourcing Risk through Reinsurance -- 5.5. Outsourcing by Long-term Contracting of Specific Activities -- 5.6. Outsourcing Individual Activities to Consultants -- 5.7. Conclusion -- Further Reading on Outsourcing -- Appendix 5 -- ch. 6 Managerial Control -- 6.1. Accounting Transactions -- 6.2. Financial Management -- 6.3. Monitoring -- Further Reading on Managerial Control -- ch. 7 Pricing -- 7.1. Experience Rating -- 7.2. Trends and Changes within the Investigation Period -- 7.3. Pricing New Products -- 7.4. Pricing for Other Insurance Benefits -- 7.5. Conclusion |
| Summary |
Annotation This how-to manual guides managers of microfinance institutions (MFIs) through the complexities of offering basic insurance products, either on their own or in partnership with an insurance company. Insurance is one solution to help low-income households and microfinance institutions to manage risks, but it is not the only solution and it is not always the best solution. This manual helps determine whether it is appropriate to offer insurance, which type of insurance product(s) to offer, and through what institutional structure |
| Bibliography |
Incluye referencias bibliogréaficas (pages 233-236), glosario e éindice |
| Notes |
English |
|
Print version record |
| Subject |
Insurance companies -- Finance
|
|
Insurance -- Developing countries
|
|
Microfinance.
|
|
POLITICAL SCIENCE -- Public Policy -- Social Services & Welfare.
|
|
SOCIAL SCIENCE -- Human Services.
|
|
Insurance
|
|
Insurance companies -- Finance
|
|
Microfinance
|
|
Developing countries
|
| Form |
Electronic book
|
| Author |
Churchill, Craig Farren, 1964-
|
| ISBN |
9789221135449 |
|
9221135446 |
|
9221163903 |
|
9789221163909 |
|
