| Description |
1 online resource (413 pages) |
| Contents |
Preface; CONTENTS; Contents; Table of Cases; Table of Legislation; 1 Housing Wealth and the 'Ageing Society'; 2 Political and Policy Contexts; 3 The Consumption of Housing Equity in a Risk Society; 4 The Older Owner as a Legal Subject in Private Law; 5 The Meanings of Home for Older Owners; 6 Vulnerabilities and Older Owners; 7 Older People and 'Ordinary Debt'; 8 Fairness in Contract and Consumer Credit Regulations; 9 Targeted Housing Equity Products and FSA Regulation; 10 Equitable Remedies and Older Owners; Conclusion; Index |
| Summary |
The growing use of housing equity to support a range of activities and needs raises complex issues, particularly for older owners. In an environment in which older owners are pushed towards housing equity transactions to meet income and welfare costs, they are required to make choices from a complex and sometimes bewildering range of options. The transactions which facilitate the use of home equity as a resource to spend in later life - from ''trading down'' and ''ordinary'' secured and unsecured debt to targeted products including reverse/lifetime mortgages, home reversion plans and sale-and |
| Notes |
Print version record |
| Subject |
Housing -- Finance -- Law and legislation -- England
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Housing -- Finance -- Law and legislation -- Wales
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Older people -- Finance, Personal
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Housing -- Finance -- Law and legislation.
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Older people -- Finance, Personal.
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England.
|
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Wales.
|
| Form |
Electronic book
|
| ISBN |
9781847319012 |
|
1847319017 |
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