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Book Cover
E-book
Author Domurath, Irina, author

Title Consumer vulnerability and welfare in mortgage contracts / Irina Domurath
Published Oxford ; Portland, Oregon : Hart Publishing, an imprint of Bloomsbury Publishing Plc, 2017

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Description 1 online resource
Series Modern studies in European law
Modern studies in European law.
Contents Introduction -- Theoretical framework -- Vulnerability to welfare losses through privatization -- Vulnerability in EU mortgage contract law -- A flexible mortgage contract law -- Theoretical framework revisited -- Epilogue
Summary "This book advocates a new way of thinking about mortgage contracts. This claim is based on the assumption that we currently live in a political economy in which consumer debt fulfils a social function. In the field of housing, this is evidenced by the expansion of mortgage credit through which consumers are to purchase residential property as a means of social inclusion and personal welfare. It is suggested that contract law needs to adjust to this new social function in order to avoid welfare losses in terms of default, overindebtedness, and possibly eviction. To this end, this book analyses theoretical contract law frameworks and makes concrete proposals for contract law in the EU legal order."--Bloomsbury Publishing
Notes Based on the author's thesis (doctoral - Juridiske Fakultet, Københavns Universitet and Háskóli Íslands, 2016) issued under title: Consumer debt & contract law : protection from over-indebtedness in EU mortgage law
Bibliography Includes bibliographical references and index
Notes Print version record and CIP data provided by publisher; resource not viewed
Subject Mortgage loans -- Law and legislation -- Economic aspects -- European Union countries
Consumer protection -- Law and legislation -- European Union countries
Contract law.
Ownership & mortgage law.
Consumer protection law.
LAW -- Administrative Law & Regulatory Practice.
Consumer protection -- Law and legislation
European Union countries
Form Electronic book
LC no. 2017038070
ISBN 9781509913411
1509913416
9781509913428
1509913424
1509913408
9781509913404
1509913394
9781509913398