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Book Cover
E-book
Author Palm, Risa I

Title Earthquake Insurance in California : Environmental Policy and Individual Decision-Making
Published Milton : Routledge, 2019

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Description 1 online resource (180 pages)
Contents Cover; Half Title; Title; Copyright; Contents; List of Tables; List of Figures; Preface; Acknowledgments; 1 Earthquake Hazards and the Insurance Issue; Earthquake Risk in the United States; Earthquake Risk in California; California Earthquakes as a National Problem; Earthquake Mitigation Measures; Earthquake Insurance as Hazard Mitigation; Conclusion; 2 Who Provides Earthquake Insurance?; The Industry Perspective; The Federal Perspective; The State Perspective; The Perspective of the Homeowner; Conclusion; 3 The Decision to Purchase Insurance
Macro-Scale Factors: The Physical, Political, and Cultural EnvironmentMeso-Scale Factors: Policies and Managers; Micro-Level Factors: The Individual; Conclusion; 4 The Study Design; The Survey Sample; Characteristics of the Counties Surveyed; The Survey; Response Rates to the Survey; Determination of Homeowner Locational Characteristics; Conclusion; 5 Patterns of Insurance Purchase; Previous Studies of Earthquake Insurance in California; Temporal Trends; Factors Important in the Purchase Decision; Conclusion; 6 Socioeconomic Characteristics and Insurance Purchase
Individual Variable Analysis: Equity Position, Age, and IncomeIndividual Variable Analysis: Other Variables; Partial Correlation on Individual Variables; Multivariate Analyses; Conclusion; 7 Geophysical and Perceived Risk; Why We Would Expect Insurance Purchase to be Related to Geophysical Risk; The View of the Insurance Industry; Popular Information on Geophysical Risk; Analyses of Locational Effects; The Relationship Between Perceived and Actual Risk; Findings: The Relationship Between Perceived and Actual Risk; Is Perceived Risk Related to Geophysical Risk?
Mitigation Measures and the Perception of Earthquake HazardsIs Perceived Risk Related to Insurance Purchase?; Conclusion; 8 Earthquake Insurance Purchase: Implications for Policy and Further Investigation; Major Findings; Implications for Policy; Further Investigation: The Impacts of the Loma Prieta Earthquake; A Final Word on the Academic Study of Earthquake Hazard Reduction; Appendix; References; Index
Notes Print version record
Subject Earthquake insurance -- California
Earthquake insurance -- Purchasing -- California
Earthquake insurance
Earthquake insurance -- Purchasing
California
Form Electronic book
ISBN 9780429694752
042969475X
9780429714764
0429714769