Description |
1 online resource (xv, 229 pages) : illustrations |
Series |
Palgrave Macmillan studies in banking and financial institutions |
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Palgrave Macmillan studies in banking and financial institutions.
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Contents |
Introduction; F. Fiordelisi & O. Ricci -- The Development of Bancassurance in Europe; O. Ricci -- Bancassurance Products; M.G. Starita -- Bancassurance: The Market Reality in Europe; M. Caratelli -- The Regulatory Framework; M.G. Starita -- Insurance Financial Statements; S. Pucci -- Studying the Bancassurance Phenomenon: A Literature Review; O. Ricci -- Studying the Bancassurance Phenomenon: An Empirical Exploratory Analysis on a European Sample; F. Fiordelisi & O. Ricci -- Studying the Bancassurance Phenomenon: A Two Side Analysis on the Relevant Case of Italy; F. Fiordelisi & O. Ricci -- Conclusions; F. Fiordelisi & O. Ricci |
Summary |
Over the last 20 years, the convergence between banking and insurance activities has rapidly grown in Europe, evolving from simple commercial agreements to fully integrated models. The competitive viability of bancassurance strongly depends on market fluctuations and current trends in the financial services industry. This results in changing fortunes and cyclic successes, intensifying the debate between bancassurance advocates and sceptics. This book offers a comprehensive view on the evolution of the phenomenon, from its origin to challenges and opportunities in the near future, also considering some relevant changes in customers preferences and regulation. It also provides a detailed, systematic review of the existing theoretical and empirical literature on financial conglomeration, paying special attention to banks entering the insurance business. Finally, the main findings from an empirical analysis of the potential efficiency gains of bancassurance are discussed, adopting both banking and insurance perspectives |
Bibliography |
Includes bibliographical references and index |
Subject |
Banks and banking -- Insurance business -- Europe
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BUSINESS & ECONOMICS -- Insurance -- Casualty.
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Banks and banking -- Insurance business
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Europe
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Form |
Electronic book
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Author |
Fiordelisi, Franco, 1972-
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Ricci, Ornella, 1982-
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ISBN |
9780230358287 |
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0230358284 |
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