| Description |
lii, 570 pages ; 24 cm |
| Contents |
1. Introduction -- History of credit regulation -- Consumer credit law reform in Australia -- Towards a functional classification of credit transactions -- 2. Scope of legislation -- What is credit -- Credit contracts -- Provision of credit to which code applies -- Exceptions -- Hire-purchase agreements -- Territorial limitations -- Contracting out -- 3. Truth in lending -- The philosophy of truth in lending -- Former credit laws -- Consumer credit code -- Obtaining credit business -- 4. Contract documentation -- Form of document -- Precontractual disclosure -- Matters that must be in contract document -- Alteration of contract document -- Copy of contract for debtor -- Debtor's right of termination -- Credit provider's obligation to account -- 5. Variations and assignments -- Variations -- Assignment by credit provider -- Assignment by debtor -- 6. Securities and guarantees -- Securities -- Guarantees -- 7. Related sale contracts -- The Tied loan method -- The Hire-purchase method -- The Assignment method -- Policy issues -- 8. Insurance -- Code provisions -- Commonwealth insurance legislation -- 9. Unjust contracts -- The code reopening provisions -- Other related laws -- Key issues -- Policy considerations -- 10. Termination and enforcement -- Early completion -- Surrender of goods -- Default and enforcement -- 11. Civil penalties -- Key requirements -- Debtors' and guarantors' applications -- Credit provider and government consumer agency applications -- The determination of applications -- Compensation orders -- Non-key requirements -- 12. Supervision and administration -- Supervision of credit providers -- Adjudication -- The role of the government consumer agency -- 13. Consumer leases -- Scope of code Pt 10 -- Form and content of consumer leases -- Other provisions applicable to consumer leases -- Termination and enforcement -- 14. Documents and notices -- Legibility and comprehensibility -- Other documentary provisions -- Service |
| Analysis |
Consumer credit |
|
Consumer protection |
|
Contracts |
|
Federal issue |
|
Insurance |
|
Legislation |
|
Securities |
|
State issue |
| Notes |
Includes index |
| Subject |
Consumer credit -- Law and legislation -- Australia.
|
| Author |
Lanyon, Elizabeth V.
|
| ISBN |
0409312916 |
|
