1. Introduction. Introduction. The Insurance Market. The Regulation of Insurance. The Single Market Concept. History of EC Legislation. Home State Regulation v Host State Regulation. The Present and the Future. Conclusions -- 2. The Treaty Provisions. The Four Freedoms. Free Movement of Services -- 3. The Directives. Regulation. Insurance Contract Law -- 4. The System of Home Country Regulation. Co-ordination Between National Authorities -- 5. Insurance Contract Law. Private International Law. Jurisdiction. Choice of Law. Enforcement. The Harmonisation of Insurance Contract Law. Intermediaries. The Role of Ombudsman Schemes in the European Union -- 6. The Competition Law Aspects. Anti-competitive Practices -- 7. The Commission's Review. Refusal to Provide Services to Non-residents. Failure to Provide Adequate Information. Fraud by Intermediaries. Distance Selling. Constitutional Aspects of the Commission's Behaviour. The Insurance Committee. Other Areas of Concern
The Next Step -- 8. The Future. Future Europe. The Future of Financial Services. Priorities for Future Action
