Ch. 1. Introduction: The Foundations of a New Commerce -- Ch. 2. Dramatis Personae: Digital Money Architectures, Companies, and Organizations -- Ch. 3. Cryptography: Secret Writing as a Cornerstone of Digital Money -- Ch. 4. Digital Money: The Cuneiform of a New Age -- Ch. 5. New Business Concepts -- Ch. 6. The Evolving Cyber Economy -- Ch. 7. Electronic Information Exchange -- Ch. 8. The New Wooden Nickel -- Ch. 9. Legal Questions -- Ch. 10. Technology in Service to Humanity -- Appendix A Classic Cryptography -- Appendix B Regulations Governing Cryptography Export