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Title Financial inclusion for poverty alleviation : issues and case studies for sustainable development / edited by Essam Yassin Mohammed, Zenebe Bashaw Uraguchi
Edition 1st
Published London : Routledge, 2017
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Description 1 online resource : illustrations (black and white)
Contents Cover -- Title Page -- Copyright Page -- Contents -- List of figures -- List of tables -- Contributors -- Preface -- Reference -- Chapter 1: Introduction -- Who are the financially excluded? Defining, targeting and reaching -- Users are not a homogeneous group -- From demand-supply relationships to a broader financial ecosystem -- Organization of the book -- References -- Chapter 2: From Access to Progress: Setting our sights on a worthier goal -- Introduction -- Changing the questions -- Social performance management -- A practical way forward -- Managing social performance: the role of FSPs -- Manage toward clear social targets -- Design client-centricproducts and services -- Treat clients responsibly -- Treat staff responsibly -- Balanced financial and social performance -- Mutual benefits for customers and FSPs -- Responsibilities for funders, regulators, and support organizations -- Funders -- Regulators and policymakers -- Networks and associations -- Conclusion -- Note -- References -- Chapter 3: The Bangladesh Experience on Financial Inclusion: A market systems review -- Introduction -- Overview of the current status of financial inclusion in Bangladesh -- Findings from a primary survey on access to, and usage of, financial services and the systemic barriers for financial inclusion -- Access to financial services -- Usage of financial services -- Policy measures undertaken by the central bank in Bangladesh for financial inclusion -- Provisioning of low-costfunding -- Priority segments/sectors lending -- Technology adoption and technological upgrading -- The relevance of the policy measures of the Bangladesh Bank to market systems change -- Conclusions -- Notes -- References -- Chapter 4: Financial Inclusion: Understanding concept, barriers and measurement -- 4.1 Introduction -- 4.2 Financial inclusion: definition
11.2 State of financial inclusion and prosperity in OIC countries -- 11.3 Islamic finance, financial inclusion and shared prosperity -- 11.3.1 Risk sharing and shared prosperity during the production cycle -- 11.3.2 Risk sharing and shared prosperity through redistributive instruments -- 11.4 Challenges for enhancing financial inclusion in OIC countries -- 11.5 Interaction between financial inclusion and shared prosperity -- 11.6 Conclusion and policy recommendations -- 11.6.1 Public policy implications -- 11.6.2 Need to develop a supportive institutional framework -- 11.6.3 Institutionalization of Islamic redistributive instruments -- 11.6.4 Financial engineering -- 11.6.5 Ensure a level playing field for Islamic microfinance, SME, and micro-takaful -- 11.6.6 Leveraging technology -- Notes -- References -- Chapter 12: Vulnerability Reduction Efficacy of Financial Inclusion to Climate and Economic Changes: Evidences, bottlenecks and way forward -- Introduction -- Financial inclusion and vulnerability reduction -- Methodology -- Results -- Effectiveness of microfinance interventions -- Effectiveness of risk insurance interventions -- Effectiveness of cash transfers -- Discussion and conclusions -- Evidence for vulnerability reduction -- Not all programmes are equal -- Randomized control trials -- Appropriate design of instruments -- Building capacities -- Targeting -- Enabling environment -- References -- Chapter 13: Green Microcredit-Assisted Microenterprises in a Wetland Area of Bangladesh and its Implications for Women's Empowerment and Ecological Sustainability -- Introduction -- Green microcredit and its mechanism in Hakaluki haor -- Methodology -- Profile of the study area -- Methodology -- Results and discussion -- Socio-demographic features of the women microcredit borrowers
4.3 Barriers to financial access -- 4.4 Measurement and data sources -- 4.4.1 Measurement: what has been done so far? -- 4.4.2 Data availability issues on measurement of financial inclusion -- 4.4.3 Data sources -- 4.4.4 Multi-dimensionalityof financial inclusion -- 4.5 C onclusion -- Notes -- References -- Chapter 5: Towards inclusion through lessons from informal money lenders -- 5.1 Introduction -- 5.2 Formal and informal credit -- 5.3 Shadow prices -- 5.4 Data -- 5.5 Econometric specification -- 5.6 Results -- 5.7 Conclusions -- Acknowledgements -- Notes -- References -- Chapter 6: Extending access to the formal financial system: The banking correspondent business model -- 6.1 Introduction -- 6.1.1 Financial access in the economic literature -- 6.2 Classification of banking correspondent models -- 6.2.1 Pure banking correspondents: outsourcing in the banking sector -- 6.2.2 Hybrid banking correspondents: indirect or potential access points to the formal financial system -- 6.2.3 Other financial services' correspondents -- 6.3 Banking correspondent characteristics -- 6.3.1 Banking correspondent attributes -- 6.3.2 Operations -- 6.4 Incentives for banking correspondent business models -- 6.4.1 Individuals -- 6.4.2 Commercial establishments -- 6.4.3 Banks -- 6.4.4 Government -- 6.5 Case study: the banking correspondent model in Peru -- 6.6 Conclusions -- Acknowledgments -- Notes -- References -- Chapter 7: Savings as Forward Payments: Innovations on mobile money platforms -- Introduction -- Protect me from myself: the need for restraining liquidity onsavings -- Making savings salient: goal setting and mental accounting -- The hygiene factors of savings: enter the mobile phone -- Product challenges: managing multiple needs from a single account and a mobile phone -- Investment choices: balancing safety and returns
Unbundling the challenge: of ladders and platforms -- Notes -- References -- Chapter 8: Mobile Money and Financial Inclusion: The case of Susu operations in Ghana -- 8.1 Introduction -- 8.2 Overview of mobile money in Ghana -- 8.2.1 MTN mobile money -- 8.2.2 Airtel money -- 8.2.3 Tigo Cash -- 8.2.4 Literature review -- 8.2.5 Empirical specification -- 8.3 Research methodology and data sampling procedure -- 8.4 Discussion of findings -- 8.4.1 Findings from the Susu collectors survey -- 8.4.2 Findings from the Susu users survey -- 8.4.3 Summary of results from logistic regression estimation -- 8.5 Concluding remarks and suggestions for future research -- Acknowledgement -- Notes -- References -- Chapter 9: Towards a gender transformative approach to financial inclusion: Lessons from CARE's village savings and loan associations in sub-Saharan Africa -- Introduction -- Gender gap in financial inclusion -- History of VSLAs -- How VSLAs work -- Impact of VSLAs -- Women's empowerment -- Gender transformative VSLAs -- Implementing a gender transformative VSLA approach in the Tuungane programme in DRC -- Further developments in gender transformative VSLAs -- Conclusion -- Notes -- References -- Chapter 10: Gender-basedbarriers and opportunities to financial inclusion: New evidence from Ghana -- 10.1 Introduction -- 10.2 Data and variable construction -- 10.3 Empirical methods -- 10.4 Financial inclusion and gender: how big are the gaps? -- 10.4.1 Financial inclusion and gender gaps -- 10.4.2 Barriers to financial inclusion -- 10.5 Addressing barriers to financial inclusion -- 10.6 Financial inclusion for poverty alleviation: empirical evaluation -- 10.7 Conclusion -- Notes -- References -- Chapter 11: Islamic Finance Approach to Financial Inclusion to Enhance Shared-Prosperity -- 11.1 Introduction
Women-ledgreen microcredit-assisted microenterprises in Hakaluki haor -- Role of green microcredit in community livelihoods and poverty reduction -- Role of green microcredit in women empowerment -- Role of green microcredit-assistedenterprises in ecological sustainability -- Sustainability of the microcredit women's group -- Challenges and opportunities of green microenterprises -- Conclusion -- Notes -- References -- Chapter 14: Where to from here? -- Financially excluded but financially active -- Towards building a 'business case' for sustainable financial inclusion -- From access and usage to quality -- Challenges of measuring financial inclusion -- Future research questions -- Strong institutions as a prerequisite? -- Made to fit -- Note -- References -- Index
Subject Banks and banking -- Developing countries.
Poverty -- Developing countries.
Sustainable development -- Developing countries.
Banks and banking.
Poverty.
Sustainable development.
Developing countries.
Form Electronic book
Author Mohammed, Essam Yassin, editor
Uraguchi, Zenebe Bashaw, editor.
ISBN 1315103451
1351595105
1351595113
1351595121
9781315103457
9781351595100
9781351595117
9781351595124