Title Promoting Worker Health : a New Approach to Employee Benefits in the Twenty-First Century / Nortin M. Hadler, Stephen P. Carter

Published Chapel Hill : The University of North Carolina Press, 2018

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Description 1 online resource Contents Cover; Half Title; Title; Copyright; Introduction; Social and Regulatory Underpinnings of the American "Safety Net" Today; The Machinery of the Insurance Industry; The Management of Risk and the New Moral Hazard; The 24-Hour-Coverage Model; Employee Benefits for the Twenty-First Century; Congruent Risks; Progressive Premiums; Fiduciary Responsibility; The Universal Workers' Compensation Model; Health; Disability; Workers' Compensation; Accident; Life; The Cost of Comprehensive Employee Coverage: Determining Premiums; Administrative Fund; Claims Fund Finding a Place for the UWCM in the Firmament of State LawUWCM on the Moral High Ground; About the Authors Summary "In this extended essay, Nortin M. Hadler and Stephen P. Carter introduce a new approach to reforming the American health-care system--a plan they call the Universal Workers' Compensation Model (UWCM). Drawing on Hadler's expertise as a physician and Carter's as an attorney, the two have conceived the UWCM as a state-level alternative that would supersede current solutions debated at the national level. They begin by summarizing the history and present complexity and irrationality of America's health-insurance system. They then lay out the key concepts underlying the UWCM regime and the practical policy steps necessary to enact it. At the heart of the UWCM is a broader understanding of what constitutes worker's health, one grounded in scientific research and cognizant of the wide range of physical and mental illnesses that can afflict workers. The UWCM stipulates a single policy providing rational and reasoned recourse for universal risks: illness, injury, disability, and death."--Cover Subject Health insurance -- United States. Health insurance -- Government policy -- United States Employee fringe benefits -- United States Employee health promotion -- United States Insurance, Health National Health Insurance, United States Employee fringe benefits Employee health promotion Health insurance Health insurance -- Government policy SUBJECT United States Subject United States Form Electronic book Author Carter, Stephen P., author. ISBN 9781469650975 1469650975

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