| Description |
1 online resource (483 p.) |
| Contents |
Intro -- Title Page -- Copyright Page -- Table of Contents -- Foreword -- Introduction -- About This Book -- Foolish Assumptions -- Icons Used in This Book -- Beyond the Book -- Where to Go from Here -- Part 1 Getting Started with Credit Repair -- Chapter 1 Introducing Credit Repair, Credit Scores, and Your Life on Credit -- Repairing Bad Credit -- Settling debts -- Resetting your goals -- Rebuilding your credit by using it -- Using a cosigner or becoming an authorized user -- Finding sources of free help -- Dealing with collectors -- Weathering a Major Crisis -- Mortgage meltdowns |
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Medical debt -- Student loans -- Car loans -- Understanding Diversity in Credit -- Filing Bankruptcy -- Protecting Your Credit and Your Identity -- Getting familiar with credit laws -- Receiving free reports and filing disputes -- Signing up for credit monitoring -- Setting alarms, alerts, and freezes -- Identifying identity theft -- Maintaining Good Credit Throughout Life -- Establishing credit for the first time -- Making credit changes at life's stages -- Avoiding pitfalls -- Managing Credit in Today's Unforgiving Economy -- Planning for success -- Reviewing your credit report |
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Knowing your credit score -- Considering credit a renewable resource -- Chapter 2 Turning Your Credit Around -- Understanding How Your Actions Impact Your Credit Score -- Using a Cosigner to Raise Your Score -- Turning Small Purchases into Big Credit -- Maximizing Your Credit Score with Major Expenditures -- Leveraging your mortgage -- Financing your car -- Paying back student loans -- Understanding How Good Debt Builds Good Credit -- Achieving goals with the help of credit -- Sending a message to potential lenders -- Giving nonlenders a sense of how you handle responsibility |
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Selecting the Best Tools for Building Your Credit -- Spending your way to better credit with a spending plan -- Tracking your progress: Paying attention to your credit report and score -- Chapter 3 Cleaning Up Your Credit Reports -- Understanding the True Value of Good Credit -- Reviewing Your Reports for Problems -- Using the Law to Get Your Credit Record Clean and Keep It That Way -- Identifying and Disputing Inaccurate Information -- Understanding the dispute process -- Correcting all your credit reports -- Contacting the creditor -- Adding Positive Information to Your Credit Report |
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Asking your landlord to report your rent payments -- Adding your utility and cellphone payments to your report -- Opening new credit accounts -- Adding a 100-word statement -- Chapter 4 Getting the Best Help for Bad Credit for Free -- Knowing Whether You Need Help -- Gauging your need for outside assistance -- Handling situations on your own -- Identifying Help You Can Get for Free -- Getting help with your mortgage -- Considering credit counseling -- Working with an attorney -- Chapter 5 Coping with Debt Collection -- Handling Those Collection Phone Calls -- Knowing what collectors can do |
| Notes |
Description based upon print version of record |
|
Knowing what collectors can't do |
| Form |
Electronic book
|
| Author |
Barrett, Melyssa
|
|
Griffin, Rod
|
| ISBN |
9781119771074 |
|
1119771072 |
|
