| Description |
1 online resource (303 p.) |
| Contents |
Cover -- Title Page -- Copyright Page -- Table of Contents -- Preface -- Acknowledgments -- About the Author -- Chapter 1 Finding Your Catalyst -- Beginning the Journey -- The Catalyst Is Your Motivator for Change -- Identifying Your Catalyst for Change -- Real-world Examples -- Creating Internal Motivation -- Action Items -- Chapter 2 Money Habits and Money Mindset -- Money Mindset: What Is It? -- Your Childhood and Money -- Scarcity vs. Abundance Money Mindset -- Stop Believing Money Lies -- How To Change Your Money Mindset -- Your Money Mindset Matters -- Money Habits: What Are They? |
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How to Identify Harmful Money Habits -- Face Your Financial Truth -- Find Patterns in Your Spending -- Confide in Someone -- Replacing Your Money Habits -- Time: The Ultimate Gift -- Action Items -- Chapter 3 Creating Your Budget -- What Is a Budget? -- Writing a Budget -- Step 1: Budget per Paycheck -- Step 2: List Out Your Income and Fixed Expenses -- Step 3: Budget for Variable Expenses -- Step 4: Budget for Debt Payments and Savings -- Step 5: Put It All Together -- Budgeting on a Variable Income -- Common Budget Percentages -- 50%-Needs -- 30%-Wants -- 20%-Savings and Debt |
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Where Does Charity Fit In? -- Tracking Your Spending -- How Should You Track Your Spending? -- You've Tracked Your Spending-Now What? -- Action Items -- Chapter 4 The Secret Behind Successful Budgeting -- Three Massive Budget Mistakes to Avoid -- Mistake #1: Depriving Yourself and Living on a Supertight Budget -- Mistake #2: Losing Traction with Your Budget and Giving Up along the Way -- Mistake #3: Believing You'll Never Be Good with Money -- How to Stick to Your Budget -- Tip #1: Keep a Buffer in Your Budget -- Tip #2: Stay out of the Stores |
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Tip #3: Check Your Calendar Before You Make a Budget -- Tip #4: Track Your Spending Every Day -- Tip #5: Find an Accountability Partner -- The Secret Weapon to Budgeting: Your Mini-budget -- How to Write a Mini-budget -- Three Benefits of a Mini-budget -- Action Items -- Chapter 5 Paying Off Debt While Enjoying Life -- A Turning Point -- Debt Payoff Strategies -- The Debt Snowball Method -- How the Debt Snowball Works -- The Debt Snowball: Pros and Cons -- The Debt Avalanche Method -- How the Debt Avalanche Works -- The Debt Avalanche: Pros and Cons -- The DIY Debt Payoff Method |
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How The DIY Debt Payoff Method Works -- The DIY Debt Payoff: Pros and Cons -- Your Debt Payoff Plan -- How to Pay Off Debt and Save Money at the Same Time -- 1. Don't Ignore Your Budget -- 2. Set Up an Emergency Fund -- 3. Start Saving Money for What You Know You'll Need -- 4. Pause Extra Debt Payments When Emergencies Happen -- 5. Continue to Contribute to Retirement -- How to Stay Motivated While Paying Off Debt -- 1. Keep Your Progress Visual -- 2. Stay Updated on Your Numbers -- 3. Make Every Step Count -- 4. Make More Aggressive Moves -- 5. Stay on Your Feet |
| Notes |
Description based upon print version of record |
|
6. Create Incentives for Debt Payoff Motivation |
| Form |
Electronic book
|
| ISBN |
9781119894971 |
|
1119894972 |
|
