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Book Cover
E-book
Author Stănescu, Cătălin Gabriel

Title Discrimination, Vulnerable Consumers and Financial Inclusion Fair Access to Financial Services and the Law
Published Milton : Taylor & Francis Group, 2020

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Description 1 online resource (305 p.)
Series Routledge Research in Finance and Banking Law Ser
Routledge Research in Finance and Banking Law Ser
Contents Intro -- Half Title -- Series Page -- Title Page -- Copyright Page -- Contents -- Acknowledgments -- Contributors -- Introduction: Discrimination, Vulnerable Consumers and Financial -- Financial services, contractual autonomy and consumer protection -- Discrimination and financial services -- Existing empirical evidence and research -- Diverse approaches to tackling discrimination in the US and the EU -- Vulnerable consumers -- Consumer vulnerability in times of crisis -- Conceptualizing vulnerable consumers -- Typologies of consumer vulnerability -- A paradigm shift? -- Financial inclusion
The contributions -- Part I: #x85;#x85;#x85;#x85;human rights-centered and fair access to financial services: discrimination and financial inclusion -- Part II: #x85;#x85;#x85;#x85;consumer vulnerability: the role of financial technology and changing socioeconomic contexts -- Conclusion -- Bibliography -- Part I -- 1. Tackling issues in consumer credit: The role of human rights -- 2. Beyond negative interpretations of freedom of contract: The interplay between private law and human rights in light of the UN convention on the rights of persons with disabilities -- Introduction
I. The CRPD: a benchmark for a positive interpretation of freedom of contract? -- II. English contract law: a framework rooted in a negative interpretation of freedom of contract? -- Conclusion -- 3. Anti-discrimination efforts for insurance consumers: Legislation and practice in Mainland China -- 1. Introduction -- 2. The concept of an insurance consumer in Mainland China -- 2.1. Consumers -- 2.2. Insurance consumers -- 3. Anti-discrimination legislation to protect insurance consumers in Mainland China -- 3.1. Laws directly protecting insurance consumers
3.2. Laws on indirect protection of insurance consumers -- 4. Judicial practice relating to the protection of insurance consumers in Mainland China against discrimination -- 4.1. Case details -- 4.2. Reflections on the case -- 4.2.1. Development of law and society: integration and conflict -- 4.2.2. Remedies for aggrieved consumers -- 5. Challenges for insurance consumers wishing to make discrimination claims in Mainland China -- 5.1. Unclear legal definition of insurance consumer -- 5.2. Conflicts between legal interpretation and prevention of discrimination
6. The legislative trends in insurance consumers' discrimination claims in Mainland China -- 6.1. Personality rights in the Chinese Civil Code -- 6.2. The bank and insurance consumer complaints system -- 7. Conclusion -- Bibliography -- 4. Vulnerability, financial inclusion, and the heightened relevance of education in a credit crisis -- Part I: vulnerability of financial consumers -- Introduction: credit use as the entry point of vulnerability -- Aim, questions, and structure -- Vulnerability and access to low-cost credit
Notes Description based upon print version of record
The link between the exploitation of vulnerable financial consumers and credit crisis
Form Electronic book
Author Gikay, Asress Adimi
ISBN 9781000295092
1000295095